exelby

About exelby

This author has not yet filled in any details.
So far exelby has created 12 blog entries.

How to Help Your Children Cope with Financial Difficulties

Keep Your Family Informed. Debt and other financial difficulties can take a significant toll on your personal well-being. However, if you have a family, that toll only becomes heavier. You worry about providing for your family members, and you worry about their happiness. They will notice your stress, and they will notice that [...]

2017-07-11T21:09:45+00:00 February 26th, 2017|

Overcome a Low Credit Score and Secure Your Mortgage

Secure Your Mortgage Faster. For many families, there is one thing that stands in the way of getting a mortgage on a beautiful new home: a low credit score. However, all is not lost. Though there may be a few twists and turns, it is possible to get on the road to home [...]

2017-07-11T21:10:30+00:00 January 16th, 2017|

Coping with Creditors and Collection Agencies

What are Creditors and Collection Agencies? You already know that creditors are people to whom you owe a debt. They might include credit card companies or banks. They could also be other entities, groups, or persons to whom you owe money. A collection agency is a third-party company that creditors may hire to [...]

2017-07-11T21:12:23+00:00 September 28th, 2016|

How to Respond to Aggressive Debt Collectors

How to Deal with Debt Collectors Many debtors live in constant fear of their debt collectors. Some individuals dread the regular phone calls and letters that warn them about paying off their debts. A few individuals are even harassed by aggressive debt collectors and collection agencies. So what are you to do when [...]

2017-07-11T21:12:54+00:00 August 18th, 2016|

Maxed Out: How Many Credit Cards Should You Have?

How Much is Too Much? Credit card applications. They're everywhere. They're in your mailbox and your inbox. They're at your favourite grocery store and your favourite bookstore. The applications look tempting: 0% APR for the first 6 months, 3% cash back on all major purchases, or $50 off your next purchase. You may [...]

2017-07-11T21:13:19+00:00 July 12th, 2016|