When Should I Seek Debt Relief?

Get a Fresh Start by Seeking Debt Relief.

Debt relief can take many forms. As soon as you start experiencing any sort of financial struggle, you should reconsider your monthly budget and assess how your money is being spent. If your financial struggles are already something you can’t manage by yourself, you should seek professional help before the problem becomes bigger.

Ask Yourself the Following Questions:

  • Do you struggle to pay your bills on time?
  • Does your paycheck run out before your next?
  • Are you unable to afford necessary family needs such as groceries or items for school?
  • Do you use ‘payday’ loans?


The above questions highlight situations that many families are faced with each and every week. If you answered yes to any of them, you should consider seeking debt relief with the help of a Licensed Insolvency Trustee (LIT).

Debt Relief can be Simple

Reduce Stress by Dealing with your Financial Difficulties

Stopping stress related to financial difficulties in its tracks can significantly benefit your life. Achieving debt relief can be as simple as making an assignment in bankruptcy or completing a consumer proposal (debt settlement) with your creditors.

Licensed Insolvency Trustees (LITs) can Help

Licensed Insolvency Trustees provide free consultations to assist you in resolving your financial problems. The answer may be filing for bankruptcy, completing a consumer proposal or having a conversation with your bank in order to consolidate your debts. Contact us today to get started!

We at Exelby & Partners Ltd. can help you through the process of achieving debt relief and suggest the best solution for you and your family. You are not obligated to do anything when you meet with a LIT – they will simply go over your situation, help you identify the present financial problems, and recommend a plan of action. Get a fresh start today!

MOVE TOWARDS FINANCIAL FREEDOM

We care about your financial state, and we will do whatever we can to get you back to financial security, while minimizing your stress levels during a difficult time.
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2018-03-20T20:36:11+00:00 February 9th, 2018|